Maurice Alexander returned a punt 90 yards for a touchdown and totaled 140 yards on two returns for FIU (2-3).
The Panthers led 34-0 at halftime, scoring touchdowns on two TD passes by Morgan, Alexander's punt return touchdown, Jones' scoring run and two field goals by Jose Borregales.
Through three quarters UMass (1-5) had 130 total yards with five first downs and trailed 44-0. The Minutemen lost yards in the fourth quarter and finished at 115 total.
Who has the best chance to make the College Football Playoff?
The Allstate Playoff Predictor breaks down which teams have the best chance to make this season's College Football Playoff.
College football bowl projections after Week 13
Kyle Bonagura and Mark Schlabach make their latest picks for the College Football Playoff and every bowl game.
Cordeiro accounts for 2 TDs, Hawaii beat Nevada 24-21
— Chevan Cordeiro passed for 246 yards and a touchdown and scored on a 2-yard run in the fourth quarter and Hawaii beat Nevada 24-21 on Saturday night.
Sarah Fuller on what it's like being first woman to play in Power 5 game
Vanderbilt kicker Sarah Fuller describes what it has been like since suiting up as the first woman to play in a Power 5 conference game.
Who's in and who's out after Week 13 in college football?
Jesse Palmer and Joey Galloway give their College Football Playoff picks after Week 13.
Sarah Fuller wants to be a beacon of hope for girls everywhere
Sarah Fuller explains what she wants her legacy to be as she becomes the first woman to ever play in an NCAA football game.