Fine completed passes to 11 different players and finished 26 of 36 with one interception.
UNT (9-3, 5-3 Conference USA) has won nine games in back-to-back seasons for the first time since 1977-78 seasons -- under College Football Hall of Fame coach Hayden Fry.
Torrey gave the Mean Green a 24-14 lead when he scored on a 3-yard run late in the third quarter. Bryce Rivers hit Tariq Woolen for an 8-yard TD with 8:01 left to pull the Roadrunners within three points. On its ensuing drive, UNT chewed more than 5 1/2 minutes off the clock but, on fourth-and-1 from the UTSA 32, Torrey was dropped by Kevin Strong Jr. for a 2-yard loss.
Rivers, on fourth-and-16, hit Greg Campbell Jr. for a 25-yard gain to the 17 with 30 seconds left, but a delay of game penalty and a sack by E.J. Ejiya pushed the Roadrunners back to the 31 and Jared Sackett's 48-yard field-goal attempts as time expired sailed wide left.
Campbell had 11 receptions for 186 yards UTSA (3-9, 2-6).
Stephen A. silenced by Clemson losing to LSU
Stephen A. Smith apologizes to Ryan Clark and Marcus Spears for not believing that LSU could beat Clemson.
How Louisiana rallied for Joe Burrow, Ed Orgeron and the LSU Tigers
The Louisiana Purchase. The Battle of New Orleans. The creation of jazz. ... And Monday night's national championship game. It wasn't an overstatement to say LSU's backyard win over Clemson was one of the biggest events in Louisiana history.
Orlovsky: Burrow had the best season I've ever seen
Dan Orlovsky credits Joe Burrow for having the best season he's ever seen from a quarterback, and says he called his shot and "Babe Ruth-ed" the national championship.
What is the future for Clemson?
Marty Smith examines what the future looks like for the Clemson Tigers, after having their 29-game winning streak snapped by LSU in the national championship.
Thaddeus Moss gives dad Randy the win his family has been waiting for
The LSU tight end had a big night on the field where his dad played his final NFL game, a loss in the Super Bowl.
LSU finishes No. 1 in AP poll; Bama 8th, its lowest ranking since 2010
LSU finished No. 1 in the AP Top 25 for the third time in school history, with Clemson No. 2 and Ohio State No. 3. Georgia was fourth and Oregon was fifth. Florida was sixth and Oklahoma, which made the playoff, was seventh. Alabama finished eighth.